Learning Finance, Financial Literacy and Financial Technology as Predictors of Student Financial Behavior in the Covid-19 Pandemic Era Susanti1, Han Tantri Hardini2, Vivi Pratiwi3,Moh. Danang Bahtiari4
1 Universitas Negeri Surabaya
2 Universitas Negeri Surabaya
3 Universitas Negeri Surabaya
4 Universitas Negeri Surabaya
Abstract
This study aims to determine the effect of learning finance, financial literacy and financial technology on students^ personal financial behavior in the era of the covid 19 pandemic. This type of research is a quantitative descriptive study using 180 students as research samples. Data collection techniques using questionnaires and financial literacy tests and data analysis techniques using multiple regression. The results of the study show that learning finance, financial literacy and financial technology have an effect on the personal financial behavior of FEB Unesa students in the Covid 19 Pandemic Era. The implications of this research are an understanding of material about finance that is integrated in various courses, understanding the concept of financial literacy and mastering financial technology. good behavior can change students^ financial behavior to be wiser.
Keywords: Financial Learning, Financial Literacy, Financial Technology, Personal Financial Management
