Hallo Adisty Riska Hardianti
Iam interest with your research studies
How is it possible that the influence of Financial Literacy can affect the Strengthening of
MSME Businesses? and what is an effective way to increase financial literacy?
Thanks
Replies:
Hallo Adisty Riska Hardianti
Iam interest with your research studies
How is it possible that the influence of Financial Literacy can affect the Strengthening of
MSME Businesses? and what is an effective way to increase financial literacy?
Thanks
Replies:
Hallo Adisty Riska Hardianti.....
Iam interesting wit your reseach studies
You say ^^Fintech can be a solution to open access to financial services^^. And also
you say ^^Financial literacy ability, to make MSMEs to able manage financial
resources well and able to continuity business^^
How are you doing to differencing between fintech vs financing literacy for your
studies?
Thanks
Replies:
Thanxyou, Dr. Wawan🙏-🏻-
1. Financial literacy is knowledge and skills in managing
finances. While Fintech is fintech which stands for financial
technology, which is the result of mixing financial services and
technology services.
2. There are no indicators because this research is qualitative
in nature. Apart from being based on previous research, the
definitions in my research are also based on phenomena and
realities that occurred after the pandemic
Hai, this is interesting research. This study provides an overview of indicators on related variables. What are the reference sources used to define these indicators? Is it only based on prior research?
Thanks.
Replies:
Hello,
1. Can you explain me about your data? What data did you use in your research?
2. Can you explain me about your samples? How many samples are included in your
research? How is the sampling technique?
3. How do you analyze the data?
Replies:
This paper uses a descriptive analysis method with an
approach qualitative and literature studies. Descriptive
qualitative analysis is a method used when researching a
natural object where the researcher is the main instrument
(Sugiyono, 2016). This analysis is used to explain concepts in
synergizing the application of Financial Technology and
increasing financial literacy in efforts to recover the MSME
business strategy in the future new adaptation. The data used
is secondary data obtained from publication data. Data
sources were obtained from data from the Financial Services
Authority (OJK), Bank Indonesia, the Central Bureau of
Statistics (BPS), Data from the Ministry of Cooperatives and
SMEs, the MSME Office for West Kalimantan province as well
as references from journals or previous research.
Hello Mr. William. Thank you for your question.
I choose the topic because carbon tax has already taken place in Indonesia.
Currently, the carbon tax regulation is implemented for electricity generation
companies. The, next focus of the regulation will be applicable for manufacturing
companies.
Indeed, the government has a commitment to reduce GHG emission. To motivate
companies to reduce their GHG emission, the government intend to impose
carbon tax for the over limit carbon allowed to be produced by the company.
This carbon tax has implication for manufacturing companies. They may be
exposed to the competitiveness problem.
On one side, the government has a target to reduce GHG emission, and on the
other side, the government should keep manufacturing companies maintaining
their competitiveness. Furthermore, there is still rare research focusing on carbon
tax for manufacturing companies. This study therefore intend to examine the
effect of carbon tax and carbon emission reduction at the carbon tax level of
Rp30 per Kg CO2e.
Because, many people who use applications and collaborate
with various Fintech. Fintech provide convenience in providing
loans or access to financing effort.
