The effect of the sharia credit payment system on increasing income (study gold store mas-masan) Nugraheni Fitroh Rezqi Syakarna1, Fatkhur Rohman Albanjari2, Agus Mujiyono3 Nurul Abidin4, Sigit Dwi Laksana5
University Muhammadiyah Ponorogo
Abstract
Credit payment is a payment system set by a store or company to make it easier for customers to get the items they want at the store. In the credit payment system that occurs in the field, many are not trustworthy and contracts are not in accordance with sharia law. In addition, payment with a credit system is more directed at usury.
The purpose of this study was to determine the effect of the sharia credit payment system on increasing income (Study Gold Store ^Mas-Masan^). Where this shop implements payments, namely by cash, gathering and saving without any fines.
This research uses quantitative research methods with analytical research, and census studies. Revenue increase indicators consist of sales volume, selling price, product quantity, product quality, and marketing area. The instrument used was a questionnaire, and a simple regression analysis was used to analyze the data.
The results of this study are as follows: the R square value is 0.718 (71.8%). This shows that using the regression model we get where the independent variable, namely Islamic credit payments, has an influence on the variable income from gold sales of 71.8%.
The gold traders^ income can also increase with ease of payment for savings or group arisan. Another influencing factor is good service to customers, diligently promoting both offline and online on social media every day and educating customers and prospective customers about the importance of investing in gold.
