Islamic Financial Portfolio Guidance for PKK Women: A Case Study from Kadungora, Indonesia
Yayat Rahmat Hidayat, Nanik Eprianti, M. Andri Ibrahim, Popon Srisusilawati

Department of Islamic Banking, Faculty of Sharia, Universitas Islam Bandung

Abstract

Many residents of Kadungora Village continue to use informal financial services such as arisan (rotating savings groups) and loan sharks, which carry risks of fraud and high interest rates. This situation is caused by limited information about Islamic financial products such as deposits, rahn (Islamic pawning), Islamic stocks, and other sharia-compliant financial instruments. To improve the understanding and utilization of Islamic financial portfolios among the Kadungora Village community, training and mentoring on Islamic financial products and portfolios are needed, particularly targeting members of the PKK (Community Women Leaders), who represent the local community. This study aims to evaluate the effectiveness of the training and mentoring activities. The method used is the paired sample t-test using SPSS 23 to compare the pretest and posttest scores. The test was conducted to determine whether there was an increase in posttest scores compared to pretest scores, in order to assess the success of the training and mentoring programs. The results of the paired sample t-test showed a sig. (2-tailed) value of 0.000, which is less than 0.05. This indicates a statistically significant difference between the average pretest and posttest scores at the 95% confidence level. The average posttest score was 78.75, which was higher than the average pretest score of 57.50. Thus, it can be concluded that there is a significant difference between the pretest and posttest scores, with a clear increase in the posttest average, indicating the success of the training and mentoring activities.

Keywords: Sharia Financial Literacy, Community Mentoring, Islamic Financial Product

Topic: Economic Welfare in Terms of Islamic Perspective