Do Zakat Funds And Welfare Funds Need To Be Developed For The Advancement Of Bank Muamalat Reputation In The Future ?
Al-amin,Meri Indri Hapsari, Hadi Subeno, Rahmat,Zuwardi,Iiz izmuddin, Mohammad Alief Hidayatullah

Universitas Airlangga,Universitas Airlangga, Universitas Islam Negeri Sjech M. Djamil Djambek Bukittinggi,Universitas Taman Siswa Padang, ,Universitas Islam Negeri Sjech M. Djamil Djambek Bukittinggi,Universitas Islam Negeri Sjech M. Djamil Djambek,Universitas Nurul Jadid

Abstract

Bank reputation is a collection of the bank^s image in the minds of the public or stakeholders. Reputation reflects public perception regarding the actions taken by a bank, it can also be caused by negative publicity about a bank. Reputation risk occurs because it is triggered by other risks such as credit risk, liquidity risk,operation. This research data uses quantitative secondary data using annual financial reports for the 2018-2023 period obtained from the Bank Muamalat Syariah website. The data used in the research is documentary data, namely in the form of annual reports taken every quarter which have been published by Bank Muamalat Syariah in the 2018-2023 period, collected via the official website. This study was conducted at Bank Muamalat Syariah by looking at the relationship between variables including the influence of the distribution of Zakat funds (PDZ) and the use of benevolent funds (PDK) on the reputation of Bank Muamalat Syarih with analysis assisted by WarpPLS 7.0 software. Research Results reveal results. The distribution of Zakat funds has a negative and significant effect on Bank Muamalat^s reputation and the use of benevolent funds has a positive.

Keywords: Distribution of Zakat Funds, Use of Virtuous Funds and Bank Reputation

Topic: Islamic social finance