1. What differences might be considered fundamental in the application of the
principle of justice before and after the Covid 19 pandemic in Indonesia?
2. After the Covid 19 pandemic in Indonesia, financing disputes have become
more frequent? And what causes the sake?
Replies:
1. The principle of justice is basically the same before and after covid-19, what is different is how to respond to justice based on the existing situation, the covid-19 pandemic is something new that has never been experienced before and has big impact on various sector, one of which is the economic sector. The government realizes this by providing relaxation in the from of OJK regulations regarding economic stimulus, because many debtors will experience defaults and threaten national stability. Justice for debtors who were directly affected after the emergency of covid-19 and PSBB, for debtors who were already problematic before the emergence of covid-19 would of course be treated differently.
2. After covid-19, there are indeed many disputes, this is because all affected parties, both debtors and creditors, need to open space for negotiations and debt restructuring so that both debtors and creditors can continue their business.
How is the application of justice for credit disputes, especially bad credit (kredit macet) in times of Covid-19 pandemic like this? In order to have a sense of justice for both debtors and creditors.
Replies:
covid-19 has an impact on debt ors and creditors, so that a solition must be provided, the government issued a policy of relaxation of economic stimutus through OJK regulation No 11/POJK.03/2020. Bad credit will occur a lot if there is no intervention from goverment protection for debtors and creditors, because relatixation is only given to debtors who are effected after tthe emergence of covid-19, not for debtors who have experience of covid 19, to avoid moral hazard from debtors who are indeed problematic outside the couse of the covid-19
